Corporate Executive Physical: Employer vs Individual

A corporate executive physical is an exam day an employer sponsors for a defined group of leaders, and the company decides what it pays for. Cleveland Clinic says services outside the agreed physical, including diagnostic procedures, are the patient's responsibility, so get the paid scope in writing before the day. Performance at $999/mo is primary. Executive at $5,000/mo is secondary.

Your company offers a physical day, but last year's ended with "just take a statin" and no plan for the next twelve months.

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Employer package versus an individual booking

An individual executive physical is something you buy, or your plan might partly pay. A corporate executive physical is something the company sponsors for a defined group.

The medical day can look similar. The contract is a different document.

Question	Individual booking	Corporate package
Who chooses eligibility?	You, if the program accepts you	The employer, often by title or leadership tier
Who is the payer of record?	You, then possibly insurance	The company for an agreed scope. Extras often stay with you
What should you read first?	The clinic itinerary and a benefits quote	The company's covered-services list and the clinic's corporate terms
What still needs a clinician?	Interpretation and follow-up	The same. HR does not replace that

Mayo Clinic's apply page says corporate enrollment is aimed at organizations with a minimum of 25 employees and/or $5 million in annual revenue, and that the company agrees to cover some or all costs for its leadership team. The FAQ flyer says eligible titles are typically CEO, president, C-suite, the business leadership team, and/or VPs and above, and that the company decides billing and what it will and will not cover. Those are Mayo's published rules. Ask before you assume another hospital uses the same template.

Cleveland Clinic's exam materials say many companies offer the physical as a benefit, that services outside the agreed physical are the patient's responsibility, and that diagnostic procedures are the patient's responsibility. The same pages point you to your benefits office before the appointment. Corporate discounts, where offered, are something you ask the program about.

Cash math for a one-day quote versus membership is on executive physical cost.

What HR and the executive should each confirm

If you are the person attending, ask HR and the clinic for four written answers:

Covered scope. Which dates, campuses, and tests the company pays.
Excluded scope. Add-on imaging, specialty consults, and anything billed as diagnostic.
Your share. What hits you if you say yes to an optional test.
The handoff. Who gets the clinical summary, and who is your physician the rest of the year.

Mayo Clinic requires a local primary care clinician for day-to-day needs, including medication refills. The Executive Health physician does not fill that role. With your permission, Mayo can share visit information with your local clinician. A campus visit still leaves you needing primary care for the rest of the year.

If you are designing the benefit, take the clinical standard from the clinic's itinerary. Skip return-on-investment estimates and homemade savings percentages.

Privacy and scheduling

Privacy is a contract question. Ask, in writing:

Does HR receive results, dates only, or nothing clinical?
Can you decline release to the employer and still attend?
Where does the medical record live, separate from the personnel file?

Do not assume a wellness vendor and a medical clinic follow the same rules. Confirm with the clinic's privacy notice and your benefits office.

Scheduling decides whether the benefit works in real life. Mayo Clinic tells people to book months ahead, and its apply page says calendars may be full for the next three months. Cleveland Clinic says to plan on a full day for the standard exam, with a colonoscopy on a separate day if it is needed. Optional imaging can add time. A benefit that looks generous on paper fails if leaders cannot get a date or cannot be away for the published length. Time details are on how long an executive physical takes.

What the blood panel should measure

A corporate package often promises "comprehensive labs" and skips the panel names. Ask for each panel by name. Ask what your clinician uses each result for. A basic annual panel usually covers a cholesterol profile, fasting glucose, and a metabolic panel. A deeper cardiovascular workup adds markers that help explain why arterial disease starts. Your clinician reads those markers with the cholesterol result.

Renew's pricing names the tests included in every membership:

Advanced inflammation panel. Markers such as hs-CRP, Lp-PLA2, MPO, and Ox-LDL reflect inflammation in and around the artery wall. That inflammation is part of how plaque forms and becomes unstable.
Insulin resistance panel with OGTT. An oral glucose tolerance test shows how your body handles a sugar load over time. It can reveal insulin resistance while a single fasting glucose value still looks normal.
Lipoprotein panel with Lp(a) and ApoB. ApoB reflects the number of cholesterol-carrying particles that can enter the artery wall. Lp(a) is a largely inherited lipoprotein that a standard cholesterol panel does not report.
Genetic testing (ApoE, KIF6, 9p21). These variants are associated with cardiovascular risk. ApoE is also associated with cognitive risk. They help your clinician decide how closely to manage the other drivers. They do not diagnose disease.
Vitamin and metabolic panel. These nutrient and metabolic markers shape the nutrition and treatment plan.
OralDNA testing. This saliva test looks for oral bacteria associated with inflammation. That is why every membership includes a dental liaison.

Pricing groups these as advanced lab panels testing for 33 known drivers of arterial damage. No single value is a diagnosis. A physician reads the labs together with CIMT imaging and your history, then changes the plan. Performance and Executive list tune-up labs 4x/year. Repeat labs recheck the markers over time.

If an employer package does not name these panels, ask whether they are included or billed as add-ons. Individual results belong to you and your clinician. They stay out of HR.

Renew's public path

Renew's live site does not publish a corporate enrollment SKU, a headcount discount, or an employer billing desk.

The public offer remains individual membership on executive health. CIMT is the anchor of the arterial story. The method is on How it works.

Primary: Performance, $999/mo. A leader can join on their own, whatever the employer offers. Performance includes CIMT arterial imaging, the lab panels listed above, DEXA body composition scans (2x/year), VO2 Max testing (2x/year), monthly physician visits, and an annual Executive Health Report. First we stop it. Then we work to reverse it. Your 12-month rescan shows which.

Secondary: Executive, $5,000/mo. Executive adds weekly S&C coaching sessions, meal delivery or personal chef meal prep, unlimited physician access, and priority scheduling, with DEXA and VO2 Max at 4x/year.

If an employer wants to reimburse you, that is between you, the employer, and the plan. See does insurance cover an executive physical and executive physical HSA. Neither page promises payment. The full matrix is on Pricing.

For how to judge any program, corporate or not, see best executive physical.

Cost, insurance, and what to expect on the day

How the bill splits. Most corporate programs have three layers. The employer pays for the agreed exam under its contract with the clinic. Your health plan may be billed for covered clinical services, and Cleveland Clinic notes that many carriers cover only a small portion. You pay for add-ons outside the contract, such as extra imaging or a procedure recommended that day. Ask HR for the contract scope and ask the clinic for an itemized estimate of anything outside it. Published price examples are on executive physical cost.

How to prepare. Follow the instructions the clinic sends, because they change with the tests. Many itineraries start with fasting blood work, so ask how many hours to fast and whether to take your morning medications. Bring a list of medications and supplements, recent lab and imaging reports, your insurance card, and workout clothes if a stress or fitness test is scheduled. A colonoscopy needs its own bowel prep, and Cleveland Clinic schedules it on a separate day.

How the day runs. Mayo Clinic says each visit starts and ends with physician time. In between come labs, imaging, fitness testing, and any specialist consults on the itinerary. Cleveland Clinic tells you to plan on about six to eight hours. Before you leave, ask for the written summary, who receives it, and who calls you about abnormal results.

Frequently asked questions

What is a corporate executive physical?

It is an employer-sponsored exam for a defined group of leaders. The company sets eligibility and an agreed paid scope. The clinic still has to name the tests, and extras often stay on your bill.

Will my company see my results?

Ask in writing who receives the clinical summary. Some programs share results with your physician only with your permission.

Does Renew sell a corporate executive physical contract?

Renew does not publish a corporate enrollment contract, a headcount discount, or an employer billing desk. The public path is individual membership on executive health. Performance at $999/mo is the primary tier and Executive at $5,000/mo is the secondary tier. Both include arterial imaging with CIMT as the anchor of the arterial story, advanced labs, DEXA body composition, VO2 Max testing, and a physician.

Who pays if I add tests?

Cleveland Clinic says services outside the agreed physical, including diagnostic procedures, are the patient's responsibility. Mayo Clinic says the company decides what it will cover. Read your own agreement before you accept an add-on.

Is a corporate day the same as year-round care?

No. A sponsored exam day is one benefit event. Renew's public path is year-round membership. Performance at $999/mo is primary and includes DEXA body composition scans (2x/year), VO2 Max testing (2x/year), tune-up labs (4x/year), and monthly physician visits, with CIMT as the anchor of arterial imaging. Executive at $5,000/mo is secondary, with CIMT + advanced arterial imaging, DEXA and VO2 Max at 4x/year, and unlimited physician access. HR does not replace the physician who interprets the results.

Sources

Mayo Clinic Executive Health Program (corporate enrollment and campus options vary by company agreement)
Cleveland Clinic About Your Executive Health Exam (employer-provided physical. extras and diagnostics often patient-pay. about six to eight hours)
Cleveland Clinic Executive Health appointments (corporate billing note)
Mayo Clinic Executive Health apply page (corporate enrollment criteria. local primary care required)
Mayo Clinic Executive Health FAQ flyer (MC1927-43) (company sets coverage. not an around-the-clock membership)
Renew Health executive health program
Renew Health pricing
Mayo Clinic Executive Health: Your Experience (visits start and end with physician time)

Author and medical review

Written by Andrew Le, MD. Andrew Le, MD reviews patient-facing guidance for Renew Health with a focus on preventive cardiology and functional medicine clarity.

Medically reviewed by Clinical Review Team.

Next step

If you are buying care yourself, compare Performance at $999/mo and Executive at $5,000/mo on executive health.

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