Longevity Science

Corporate Executive Physical: Employer vs Individual

14 min read
AL

Andrew Le, MD

Andrew founded Renew Health to change how cardiovascular disease is detected and treated.

Direct answer: Renew does not publish an employer contract. Renew's answer to what an executive physical should include, for an individual, is a full physical: arterial imaging, with CIMT as the anchor of the arterial story, advanced lab panels testing for 33 known drivers of arterial damage, DEXA body composition, VO2 Max testing, and a physician. Performance at $999/mo is primary. Executive at $5,000/mo is secondary.

Scientific figure of executive arterial screening with CIMT. Panel A: carotid ultrasound probe on the neck. Panel B: vessel wall layers labeled lumen (inside), intima, media, and adventitia (outermost); intima-media thickness bracket spans intima and media only and excludes adventitia. Panel C: optional plaque at the carotid bifurcation. Panel D: CIMT plus plaque findings and labs flow to clinician review, then a personalized prevention plan.
Created with BioRender.com (Industry).

Employer package versus an individual booking

An individual executive physical is something you buy, or your plan might partly pay. A corporate executive physical is something the company sponsors for a defined group.

The medical day can look similar. The contract is a different document.

Question Individual booking Corporate package
Who chooses eligibility? You, if the program accepts you The employer, often by title or leadership tier
Who is the payer of record? You, then possibly insurance The company for an agreed scope. Extras often stay with you
What should you read first? The clinic itinerary and a benefits quote The company's covered-services list and the clinic's corporate terms
What still needs a clinician? Interpretation and follow-up The same. HR does not replace that

Mayo Clinic's apply page says corporate enrollment is aimed at organizations with a minimum of 25 employees and/or $5 million in annual revenue, and that the company agrees to cover some or all costs for its leadership team. The FAQ flyer says eligible titles are typically CEO, president, C-suite, the business leadership team, and/or VPs and above, and that the company decides billing and what it will and will not cover. Those are Mayo's published rules. Ask before you assume another hospital uses the same template.

Cleveland Clinic's exam materials say many companies offer the physical as a benefit, that services outside the agreed physical are the patient's responsibility, and that diagnostic procedures are the patient's responsibility. The same pages point you to your benefits office before the appointment. Corporate discounts, where offered, are something you ask the program about. This page does not invent a discount rate.

Cash math for a one-day quote versus membership is on executive physical cost.

What HR and the executive should each confirm

If you are the person attending, ask HR and the clinic for four written answers:

  1. Covered scope. Which dates, campuses, and tests the company pays.
  2. Excluded scope. Add-on imaging, specialty consults, and anything billed as diagnostic.
  3. Your share. What hits you if you say yes to an optional test.
  4. The handoff. Who gets the clinical summary, and who is your physician the rest of the year.

Mayo Clinic requires a local primary care clinician for day-to-day needs, including medication refills. The Executive Health physician is not that primary care clinician. With your permission, Mayo can share visit information with your local clinician. Read that as a design choice. A campus visit still leaves you needing primary care for the rest of the year.

If you are designing the benefit, take the clinical standard from the clinic's itinerary. A slogan about productivity will not set that standard. This page does not estimate a return on investment, and it does not cite homemade savings percentages.

Privacy and scheduling

Privacy is a contract question. Ask, in writing:

  • Does HR receive results, dates only, or nothing clinical?
  • Can you decline release to the employer and still attend?
  • Where does the medical record live, separate from the personnel file?

Do not assume a wellness vendor and a medical clinic follow the same rules. Confirm with the clinic's privacy notice and your benefits office. This page is not a legal opinion.

Scheduling decides whether the benefit works in real life. Mayo Clinic tells people to book months ahead, and its apply page says calendars may be full for the next three months. Cleveland Clinic says to plan on a full day for the standard exam, with a colonoscopy on a separate day if it is needed. Optional imaging can add time. A benefit that looks generous on paper fails if leaders cannot get a date or cannot be away for the published length. Time details are on how long an executive physical takes.

Renew's public path

Renew's live site does not publish a corporate enrollment SKU, a headcount discount, or an employer billing desk. We will not invent one here.

Illustrated DEXA body composition scan. A person lies face up on a padded DEXA table with arms at the sides while the scanner arm extends over the body, and a technologist at a workstation watches the scan image. Labels: scanner arm, lies face up (supine), technologist workstation, and padded scan table with the low-dose X-ray source under the pad. A side panel lists what the scan reports: lean mass, fat mass, visceral fat, and bone mineral density.
Scanner, patient, and technologist adapted from Servier Medical Art (smart.servier.com), CC BY 4.0. Labels and layout are original.
Illustrated VO2 max test (cardiopulmonary exercise test). A man with ECG electrodes on his chest walks on a treadmill wearing an oronasal CPET mask held by a head harness. A flow sensor on the mask and a sample line run to a metabolic cart with O2 and CO2 analyzers and a screen showing the live VO2 curve. A zoomed inset labels the mask, head harness, flow sensor, and sample line. A chart shows oxygen uptake rising with workload until it plateaus at VO2 max.
Person and treadmill adapted from Servier Medical Art (smart.servier.com), CC BY 4.0. CPET mask, head harness, tubing, metabolic cart, and chart are original drawings.
Renew 33-driver lab panel figure. A rack of five blood collection tubes sits beside a purple 33 badge reading known drivers of arterial damage, with four driver groups: inflammation (advanced inflammation panel: hs-CRP, Lp-PLA2, MPO, Ox-LDL), metabolic (insulin resistance panel with OGTT; lipoprotein panel with Lp(a) and ApoB; vitamin and metabolic panel), genetic (ApoE, KIF6, 9p21), and infectious (OralDNA test for oral pathogens, saliva sample).
Blood tubes adapted from Servier Medical Art (smart.servier.com), CC BY 4.0. Driver groups follow renewhealth.us; panel names from Renew pricing. Layout is original.

The public offer remains individual membership on executive health. CIMT is the anchor of the arterial story. The method is on How it works.

Primary: Performance, $999/mo. Pricing describes it as arterial reversal plus body composition, brain health, and metabolic optimization, all measured, all tracked, all managed by your care team. Performance includes DEXA body composition scans (2x/year), VO2 Max testing (2x/year), tune-up labs (4x/year), monthly physician visits, monthly S&C coaching sessions, monthly nutritionist sessions, in-home mobile phlebotomy, an annual Executive Health Report, and an Oura Ring + data plan.

Secondary: Executive, $5,000/mo. Pricing describes it as everything in Performance, plus weekly coaching, meal delivery, supplements shipped, custom compounding, and unlimited physician access. Executive publishes DEXA body composition scans (4x/year), VO2 Max testing (4x/year), CIMT + advanced arterial imaging, unlimited physician access, a dedicated sleep specialist, weekly S&C coaching sessions, unlimited nutritionist access, meal delivery or personal chef meal prep, all supplements included and shipped monthly, custom compounded medications, and priority scheduling.

Every membership includes CIMT arterial imaging, advanced lab panels testing for 33 known drivers of arterial damage, a dedicated physician and care coordinator, the root cause workup (OralDNA, sleep, genetics) once a year, and a dental liaison. Tests included in every membership include an advanced inflammation panel, an insulin resistance panel with OGTT, a lipoprotein panel with Lp(a) and ApoB, genetic testing for ApoE, KIF6, and 9p21, OralDNA testing, a sleep study, and a vitamin and metabolic panel. Pricing does not assign each of those panels to a tune-up visit.

GLP-1 medications, peptides, and hormone replacement therapy are available in Performance and Executive memberships, prescribed and monitored by your physician. The dementia prevention track, which includes cognitive baseline testing, is available in Performance and Executive memberships.

Pricing lists a money-back guarantee on every tier: "If you experience a heart attack, stroke, or other cardiovascular event while actively enrolled and following your protocol, we refund your membership fees."

If an employer wants to reimburse you, that is between you, the employer, and the plan. See does insurance cover an executive physical and executive physical HSA. Neither page promises payment. The full matrix is on Pricing.

For how to judge any program, corporate or not, see best executive physical.

Frequently asked questions

What is a corporate executive physical?

It is an employer-sponsored exam for a defined group of leaders. The company sets eligibility and an agreed paid scope. The clinic still has to name the tests, and extras often stay on your bill.

Will my company see my results?

Ask in writing who receives the clinical summary. Some programs share results with your physician only with your permission. This page cannot describe your employer's form.

Does Renew sell a corporate executive physical contract?

Renew does not publish a corporate enrollment contract, a headcount discount, or an employer billing desk. The public path is individual membership on executive health. Performance at $999/mo is primary and Executive at $5,000/mo is secondary. That membership is Renew's answer to a full physical: arterial imaging with CIMT as the anchor of the arterial story, advanced labs, DEXA body composition, VO2 Max testing, and a physician. It is not an employer master agreement.

Who pays if I add tests?

Cleveland Clinic says services outside the agreed physical, including diagnostic procedures, are the patient's responsibility. Mayo Clinic says the company decides what it will cover. Read your own agreement before you accept an add-on.

Is a corporate day the same as year-round care?

A sponsored exam day is one benefit event. Renew's public path is year-round membership. Performance at $999/mo is primary and includes DEXA body composition scans (2x/year), VO2 Max testing (2x/year), tune-up labs (4x/year), and monthly physician visits, with CIMT as the anchor of arterial imaging. Executive at $5,000/mo is secondary, with CIMT + advanced arterial imaging, DEXA and VO2 Max at 4x/year, and unlimited physician access. HR does not replace the physician who interprets the results.

Sources

  • Mayo Clinic Executive Health Program (corporate enrollment and campus options vary by company agreement)
  • Cleveland Clinic About Your Executive Health Exam (employer-provided physical. extras and diagnostics often patient-pay. about six to eight hours)
  • Cleveland Clinic Executive Health appointments (corporate billing note)
  • Mayo Clinic Executive Health apply page (corporate enrollment criteria. local primary care required)
  • Mayo Clinic Executive Health FAQ flyer (MC1927-43) (company sets coverage. not an around-the-clock membership)
  • Renew Health executive health program
  • Renew Health pricing

Author and medical review

Written by Andrew Le, MD. Andrew Le, MD reviews patient-facing guidance for Renew Health with a focus on preventive cardiology and functional medicine clarity.

Medically reviewed by Clinical Review Team.

Next step

If you are buying care yourself, start on executive health. Primary: Performance at $999/mo. Secondary: Executive at $5,000/mo. Tiers: Pricing. Book a consultation.

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