Executive Physical Cost: Hospital Quotes vs Renew Pricing
Andrew founded Renew Health to change how cardiovascular disease is detected and treated.
An executive physical usually costs whatever the program quotes you, because hospital programs such as Mayo Clinic and Cleveland Clinic price each visit by the tests, campus, and optional services you choose. One program that does post a price, Human Longevity, lists $8,000 for its one-day Executive Health Assessment, and Cleveland Clinic says many insurers pay only a small part, so plan to pay the quote yourself. Performance at $999/mo is primary. Executive at $5,000/mo is secondary.
You are pricing this because your last checkup gave you one cholesterol number and no plan for the next year.
What a comprehensive executive physical usually includes
Most of the price comes from how many of these pieces a program runs in one visit. Cleveland Clinic's exam page lists what its tailored evaluation may include, and Mayo Clinic describes a standard protocol plus tests your physician adds and options you pick.
A typical hospital itinerary covers:
- History and exam with a coordinating physician, often an hour or more.
- Blood and urine labs, such as a lipid panel, blood sugar and A1c, kidney and liver function, thyroid, and a blood count.
- Heart testing, such as an ECG and an exercise stress test. Some programs add an echocardiogram, a carotid ultrasound, or a coronary calcium score as extras.
- Lung, vision, and hearing checks.
- Bone density and body composition, plus fitness and stress evaluation.
- Cancer screening that follows your age and risk, using USPSTF A and B recommendations for colorectal, breast, cervical, and lung cancer in the groups they cover.
- Vaccines reviewed and given as needed.
- A results visit and a written report you can share with your local doctor.
Cleveland Clinic schedules a colonoscopy, if needed, as a separate day. It also says optional services such as a full-body scan, a calcium score, or a coronary CT angiogram may need a longer stay. Each added day or scan raises the quote.
For a longer walk through the itinerary, see what does an executive physical include.
Why most programs quote instead of posting a price
Mayo Clinic's FAQ materials say the cost of a visit changes with the campus, the tests your physician orders, the optional services you add, and your insurance. Cleveland Clinic's exam page says cost depends on the screening tests you need and the program you choose, and it offers corporate discounts based on headcount.
The main things that move the number are:
- Test depth. Imaging, cardiac testing, and specialist consults cost more than a lab panel.
- Location and length. A 6-to-8-hour day costs less than a 1-to-3-day campus stay.
- Hospitality fees. Mayo's flyer bills an executive services fee for the lounge, scheduling, and hospitality on top of clinical services.
- Who pays. Employer programs may cover an agreed exam while extra tests stay patient-billed.
Before you book, ask the program for its base itinerary, its elective items, what you pay if insurance pays nothing, and whether the fee includes a results visit and a written plan.
Published price examples
Few programs post a dollar figure, so treat any number you find as one program's price.
| Source | What it covers | Published price |
|---|---|---|
| Mayo Clinic and Cleveland Clinic | A 1-to-3-day or 6-to-8-hour exam-day itinerary | Contact the program for a quote |
| Human Longevity Executive Health Assessment | One comprehensive assessment day | $8,000 |
| Human Longevity 100+ Care | A more continuous program | $12,000 per year |
| Renew Performance and Executive | Year-round membership with a physician | $999/mo and $5,000/mo |
An older Wall Street Journal feature described intensive executive physicals as generally $2,000 to $3,000, with some running $7,000 or more and insurers covering a percentage. Use that as history and get a current written quote.
Directory and comparison blogs sometimes list Mayo or Cleveland at a dollar range. Those hospitals do not publish that range, so ask them directly.
Hospital program, concierge practice, or membership
These three price differently, so compare what you get over a full year.
- Hospital executive physical. One quoted visit of a day or a few days. Mayo Clinic expects you to keep a local primary care clinician for the rest of the year.
- Concierge practice. A yearly retainer set by each practice for faster and longer access to a clinician. There is no national retainer price.
- Renew membership. A monthly price with physician visits by video and messaging. It also covers CIMT imaging, advanced lab panels testing for 33 known drivers of arterial damage, DEXA body composition, and VO2 Max testing.
Renew membership prices
These match live Pricing and the executive health program page.
| Renew plan | Monthly price | Annual figure on Pricing | Role |
|---|---|---|---|
| Performance | $999/mo | $11,988/yr | Primary |
| Executive | $5,000/mo | $60,000/yr | Secondary |
Performance includes monthly physician visits. It also covers CIMT as the anchor of arterial imaging, advanced labs, and DEXA and VO2 Max twice a year. Executive adds DEXA and VO2 Max four times a year, weekly coaching, meal delivery, shipped supplements, custom compounded medications, and unlimited physician access.
The goal is to stop arterial disease, then reverse it. First we stop it. Then we work to reverse it. Your 12-month rescan shows which.
Renew is cash-pay. The practice operates outside insurance so the physician can spend real time with you, and a care coordinator handles scheduling for imaging and labs.
Insurance, employers, and HSA or FSA
Here is what the named sources say about coverage:
- Cleveland Clinic says many carriers cover only a small portion, and some services are billed to the patient.
- Mayo Clinic billing materials say an employer or insurer may not cover all services, and a cancellation fee can apply to late changes.
- Human Longevity says most advanced diagnostics in its program are outside standard insurance, and that some clients use HSA or FSA funds.
- Renew does not bill insurance or Medicare for membership.
Ask your plan and your HSA or FSA administrator in writing before you pay any program. Eligibility is decided by them.
How to compare a quote with Renew
Put both prices on the same 12-month line:
- Write the hospital or clinic quote as a one-time cost, plus the cost of repeating it next year.
- Write Performance as $11,988 a year or Executive as $60,000 a year.
- List what happens after the first week, such as a referral home or ongoing physician visits and repeat imaging.
- Count the travel days and time away from work for each option.
Frequently asked questions
How much does an executive physical cost?
Most hospital programs give a custom quote based on the tests, campus, and options you choose. Human Longevity posts $8,000 for its one-day assessment. Renew membership is $999/mo for Performance and $5,000/mo for Executive.
How much does a Mayo Clinic or Cleveland Clinic executive physical cost?
Both ask you to contact the program for a quote. Neither publishes one cash price on its executive health pages.
Why are executive physicals expensive?
The fee pays for many tests in one coordinated visit, physician time, and often hospitality. Mayo's flyer bills an executive services fee for the lounge, scheduling, and hospitality on top of clinical services.
Does insurance cover executive physical cost?
Usually only a small part. Cleveland Clinic says many carriers cover little, so plan to pay the quote yourself unless your insurer approves it in writing.
How does Renew's price compare with a hospital executive physical?
A hospital quote pays for one visit. Performance at $11,988 a year pays for 12 months of physician visits, labs, and repeat imaging, so compare the two over a full year.
What does Renew charge for an executive physical?
Performance is $999/mo ($11,988/yr) and is the primary plan. Executive is $5,000/mo ($60,000/yr) and is the secondary plan.
Sources
- Cleveland Clinic, About Your Executive Health Exam (exam page: quote required, may-include list, insurance coverage)
- Mayo Clinic, Executive Health Program FAQs and FAQ flyer MC1927-43 (cost factors, executive services fee)
- Mayo Clinic Rochester, Executive Health billing form MC1927-25 (coverage and cancellation terms)
- Human Longevity, Executive Health Assessment and Programs pages (published $8,000 and $12,000 per year)
- Wall Street Journal, "The Annual Physical Gets a Makeover" (dated price range)
- U.S. Preventive Services Task Force, A and B recommendations
- Renew pricing
- Renew executive health program
Author and medical review
Written by Andrew Le, MD. Andrew Le, MD reviews patient-facing guidance for Renew Health with a focus on preventive cardiology and functional medicine clarity.
Medically reviewed by Clinical Review Team.
Next step
Put your written quote next to Performance at $999/mo or Executive at $5,000/mo on the executive health page.
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